Kaspar Kaur is doing good
the trick is to make sure your income exceeds your expences.
here’s a good tutorial (and it totally works): http://twenty-somethingtravel.com/2012/02/saved-20k-2-years/
PS! Allow me to elaborate.
I’ve never been too good on self-dicipline and I am still prone to spontaneous spending. Since I spent some time being unemployed, I learned to pinch every penny.
I quit drinking and partying. That saved a lot of money.
I settled down. My girfriend has been a good sport in helping me stay rational and discipline me on my spending habits. Maybe you need a person to keep you in check?
I got rid of my loans. And yes, sorry, my mom helped me. Bit by bit, penny by penny. And it helped a lot. It might sound bad, but if it helps, don’t fight it. Take any support you can get your hands on.
Cook at home, look at prices and avoid bargain sales on items you possibly might not need, even if the price is right.
Get a cheap apartment. I moved in with a bunch of people in a downtown flat and never paid more then a third or a quarter of my salary on rent. It’s not very glamorous, but if it helps, it’s justified. It enabled me to save up money.
Pay up your loans. Make a schedule. Don’t settle with just the regular payments, pay whatever money you have in hand. In total, it helps you save a lot of money on interests. Try to not miss any payments at any cost.
And so on. Stay strong. Stick to your goal. Don’t give up! You can do it!
