junipurr is happy it's 2009.
Very close to crossing to below the 6000 mark for credit debt now.
Also, we had another cat emergency, but between my husband and me, we managed to pay a huge vet bill with our savings alone. It was hard to see the emergency savings go, but at least we didn’t get further into debt on top of the other stress.
No card used for months now. It’s wonderful.