I just freaked out after quicken told me I’d be broke by June of 2007 with my current spending level (Cash Flow Forecast report). I guess an HDTV or new car isn’t an option any time soon.

I can easily cut down on frivilous items like going out to eat so much, and using the credit card so often.

My goal is to learn to use quicken a little better, as I feel lost using the software. Why the hell doesn’t my crippling mortgage payment show up in a category under expenses? I will figure out how much I actually make per month after taxes. How much can I actually spend?

This may be impossible with some required home repairs coming up, and the fact that I want to invest in an IRA before taxes come up.

January is really out of the question, because of the holiday gift expenses. But, can I be ready to stick to this in February?