Because I have to visit my bank today. Every time the credit card charge hits my account they swamp me in commissions no-one had ever mentioned in the hundreds of calls we’ve exchanged. Not even when I call the SOB’s to ask what they’re going to hit me for this month. Turns out now they’re charging me commission based on the amount available (aka, how far I can go into debt). It’s ridiculous.

I don’t even owe them that much money and it seems I’m paying more in commision than I need to to get out of debt in 1 1/2 years.