Well, I just got off the phone with a nice bill collector who said that this one hasn’t been reported to a credit bureau… yet. We set up a payment plan of $15 per month, which doesn’t sound like much until you think about the fact that I’m making minimum wage at one of my jobs and the other one has very few hours per week.

In happier news, my mother and I combined forces this weekend to pay off one of the smaller ones, a leftover from a bigger one that my insurance refused to cover all the way.