In January I stuck pretty tightly to my budget, and I got a great bonus cause my credit union bank merged with another bank. I haven’t been carrying cash, and my credit card bill hasn’t been out of control at all. I was up at the end of that month.

Then, February rolled around, and I’m back in the hole pretty bad. But, looking at my expenses, it seems there’s a lot I could’ve avoided. I got a speeding ticket, and then last weekend I had to stay at a hotel cause of a storm… when we shouldn’t have been travelling at all. And way too much money spent out at the bar after soccer games and on wine and dining. I know I can also reduce my cell phone bill by removing features I don’t need, which is just an absurd cost for the service I get.

At least I can see what the money is being blown on; March will be a lot better. I’ve got a fat yearly bonus coming from work, and (hopefully) a half decent tax return. And, I am committed to getting this thing turned around by not wasting money.