Since the university has not been paying me for two months now and we cannot live on my husband’s income alone, we’ve got a bit of a credit card debt. Our goal, after we get our income tax refund, is to pay back-tithes (the tithing we’ve missed for a few months0 and to pay off that credit card.

We’ve been paying the minimum amount for Troy’s school loans, for the last couple of months, since we’re not making as much anymore.