I can’t believe how much difference it’s made to focus on my spending, follow the steps of Your Money Or Your Life (doing that less now, though . . . ) However, I just had some medical things, so now I might blow this goal. That’s unforeseen, though, and I have a bit of a cushion now, so hopefully it won’t mean veering off my plan too much. I said in January if I could do this for six months I’d check it off. And I have! So I am.