I agree with “TheNerdette”. After research and listening to different podcasts I ran across this maniac, Dave Ramsey. He has been teaching this stuff for about twenty years. I got his book and started reading it and felt as if it was possible. First thing you got to know is that your life has got to change in order for your life to change. Think about it. Where has your life gotten you so far (remember we all listed this as our goal)?

After talking to my pastor and bringing up Dave’s name, he says that the church has Dave’s “Financial Peace University” classes available. So my wife and I are starting that next week. This is going to be radical! I’m ready for changes and I want to yell out, “I’M DEBT_FREE!!!”

That will be a while, but to encourage the rest of you here’s where I stand. About $800,00 in debt, just quit my job to start a business and my wife is on disability and may be pregnant (I don’t think so). Let’s see you beat that!