I honestly think I have reached the point where I would rather see my long-term financial goals move forward than go out to dinner, buy another irresistable pair of shoes or add to the mountain of books I start and then set aside to finish someday. Impulse buys are becoming less tempting.

Last night, get this: I was heading home and I knew where wasn’t much fresh food in the house, and instead of heading for the deli section of the supermarket like I used to do, I just bought one bunch of kale and went home.