Although it sounds like you are already well on your way, what I did was pick the smallest balance and paid that off. Then I added what I would have paid on that to the payments for the next smallest one, and paid it off. Added that onto the next one… It gave me a sense of progress to get one paid off, and then the next one went even faster.

Since paying them off, I’ve let them creep up a bit during the year but then paid them off with my tax return. This year is our best year yet. Only a few hundred on one card.

don’t forget to cut it up so you wont be attempted to use it.