This year I have funding for school and I have funding for next year too. The year after that I will go on a paid internship. So for the first time ever I will know that I will have an income for 3 years in a row! But how will I spend my money? I’m not going to go nuts with the spending. I have gotten used to living thrifty and I would rather save and pay off debt than blow my money. So here are my future financial plans:

1. Create a budget
2. Have my bill payments automatically withdrawn from my account. That way I won’t have to think about them and I will never miss a payment.
3. Pay extra on my credit cards and pay off some entirely.
4. Buy a new laptop (I really need one).
5. Get a faster internet connection. This way I can watch online videos and make better use of the internet for entertainment.
6. Rearrange my cable/internet package because I am paying for some channels I don’t want.
7. Start saving with automatic payments to a savings account.
8. Save for visits home.

Thats all I think. I don’t want anything else and I don’t really need anything else. But I will finally get a good pair of boots and stuff to keep warm in the winter because I’m tired of being cold. I’m still not going to buy a car because that will create a whole bunch of expenses and really I don’t go anywhere other than to school and the grocery store around the corner.