While I haven’t actually been pursuing this goal, but I have done a number of things that will make it much easier in the long run. I have established direct deposit, and while furthering another goal, signed on a loan that will build my credit. I am moving toward direct withdrawal on all my major expenditures (the aforementioned loan, car insurance, phone bill, rent, etc…). This should limit my out of pocket expenses considerably. Once the direct withdrawals are establish, I plan to keep a one month record of all my “incidental” expenses, draw up an existing budget, and an ideal budget and see where I can save myself money.