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have $5000 in savings by the end of the year (read all 7 entries…)
That was just the perfect amount of challenge

It was totally doable, but required some stretching on my part. And today it’s done! I just opened a new higher-interest savings account with an opening balance of $5042.

For me, putting my savings in an account with a withdrawal penalty was the key to succeeding at this goal. Before, I used to save a couple of hundred dollars and then take it out to cover some emergency or special purchase… and then I’d have to start over. Now pillaging my savings just isn’t a viable option.



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