thanks! I still feel so behind if compared to other people my age… I must be the “least successful”, materially speaking, if compared to my high school friends. But no debt means already something. I still want to make sure I could support my child completely on my own. I read your #2 goal, and what you did about your will (be proud of that!!), so you, better than many people, know how things can change.
I want to write a will soon, too.

It seems your daughter is old enough or at least mature enough to understand. Good for you! I hope you’ll find a way of getting back to working at home, or at least to cut back to just one of the jobs… I’ll be cheering.