My name is Safia Shokat from a small green town Kot Radha Kishan, Pakistan. I am married and a mother of seven: five boys and two girls. My husband sells milk and owns ten cows for this purpose. He sells this milk to various milkmen in the town. Now, one son has also stepped into his fathers business and he trades livestock along with selling milk. This year they plan to buy an additional dairy cow for his business. I would like to borrow in a group of few other women who are: Nazira Bibi and Sharifan Bibi both want to buy cows. Hameeda Bibi’s husband is a welder . This is a group loan and we are mutually responsible for each other’s loans.