I would like to maintain a low debt ratio throughout my lifespan! My goal is to continue monitoring these damn rip of credit companies so that I can raise my credit score. It’s funny, when you realize your mistake and become discipline enough to pay your bills on time as well as cut your debt, you have to spend the next half of your life fighting to have the negative remarks removed from your credit history! My goal is to be emancipated. Let my history go!!!!