We have a ways to go. We have two basic debts – one is school loans (about 13k) and one is credit card (down from 900 in Jan to about 450, not including this month’s additions).

We’re hoping that now that I have a job, we’ll be able to knock out the CC in a month or two without major incident.

Ideally we can start chipping away at the school loans before they come due, since we can keep deferring payments while hubby is in school.

Unless we end up having to buy a car. That would NOT be ideal.