I’m currently on social security disability. I would like to eventually get in a place of healing emotionally in order to get back out there in the work force to pay off all my debts, establish good credit, and live a healthy lifestyle.

The running joke people always say is “If I win the lottery” – but I say that realizing, I never actually pay for lottery tickets, how can I win? I don’t like to gamble. I believe that I can somehow earn my money or if I do try for a lottery ticket and win, hey, that would be great. I just don’t want to throw away hundreds or thousands of dollars on lotto tiks that never win me anything. I like safe approaches to things.

So for my goals, I take care of my disabilities first, rehabilitate myself back into society again, and then work towards paying off my debts slowly.

I try to keep the attitude that people can go into debt just for say a one-day event like a wedding or an unexpected event like a car accident or injury. I see my debt as not that much compared to how much it could be.

I owe taxes, I have 1 tax lien, I am on a fixed income, disabled (emotionally, primarily), and owe Unemployment Insurance over 10,000. I have mostly medical bills. I have no credit card debt. I do have other debts that will eventually fall off by the time I get back in the work-force. In the meantime, I keep the hope, I hold positive and work through day-by-day each goal that will eventually get me there. I know things will eventually be worked off as long as I work at something – even if it is a small step. It takes one small step to lead to that millionth step – and each step counts, no matter how small.

Debts are hard and stressful, but I try to not take the judgments or rejections from people and instead say the affirmations that I can do this one step at a time, I can do this and hold a positive attitude, and when I look back, and disregard all the voices in my head and not listen to people’s judgments, I will get to where I need to get to by ignoring the things that hinder me versus giving me hope.