Jeez! Two years ago, I thought I’d never be at this point.

Even now it still looks frightening, but I took the time to tot up how much I’ve paid off to date, and compared it to what I owed… and totted up how much is left to go, and I’m almost halfway to being debt free.

It’s going to feel so nice when that last loan payment is gone, and there’s nothing left on the credit cards…