It’s not a great feeling. I grew up with 7 other siblings and so I’ve been working since the 10th grade. The bad thing is, I have no money saved up but we were never taught about how to save and plan financially for out futures. Now I am 25 years old with about $8000-$10,000 and I have no idea where to begin.
I owe family members money, I owe three credit card companies money and then I have small various outstanding bills (Columbia House DVDS, pay day loans, old cell phone bills, gym bills, etc, etc).
Having a lot of debt does not make me feel good at all! I just don’t know where to begin…