I finally did it! I cut up my card. I think I bled alittle. I was thinking about doing it last night but couldn’t get myself to make that first cut…then this morning I just went for it, hacked it all to pieces and now it’s in the trash.

I was figuring out that I’ve used it two times each month this year. The charges always equaled less than what I was sending them that month but by doing that I was just spinning my wheels. I want to be done with the debt and have an extra $300 a month to do whatever with (disperse it throughout my budget).