I thought that the last grand total I had seemed wrong…

Now that I am COMPLETELY done with Grad School, I went ahead and added everything up. Even though I worked full-time through college and graduate school, and took out the minimum amount possible, I still have $64,045.14. That’s the current grand total. And that’s EVERYTHING.

I’m in deferment (since I JUST graduated), so that number will probably jump up once the loans start collecting interest. I am going to try to pay them down some before the interest starts, pay extra each month, etc., etc.

I may consolidate some of them, but their interest rates seem pretty low to me as is…so I don’t know whether consolidating would really be worth it.

Whew!