Hello I finally set up a budget for this upcoming ( like tomorrow) month
I’ll be busy, evolving and achieving a great deal of my life time goals?
Ok I’ll give you the categories and percentage I’ve chosen for my first in a long time budget.
But with this budget goes a little list of behaviours:
- staying away from the ATM
- making list before hand of what I’ll be buying in any category
- try not to spend everything in the first two weeks…
- go to the ATM only once ( that will be hard)

I’m not sure where i will put all the decoration for my room, and cars but
I truly need to keep tracks of what I’m going to spend from this moment on.

I’m saving for some other goals like
- school
- travels
- car payment
- emergency fund

Category Pct.
Housing 20%
Utilities 5%
Food 10%
Transport 40%
Clothing 4%
Personal 5%
Savings 5%
Debt 6%
Subtotal
Medical 5%
Total 100%

Mind you I used up all my last year savings in a matter of 2 months.
So I need to reconstruct that.
I owe a ¼ of my take home pay to my bank!!!!!!!!!! (never again)

I also need an emergency fund worth 2 months of take home pay.
My car needs to be paid back in full
Hopefully I already have a retirement fund, and some savings I cannot touch before the end of the contract… I think I’ll up the amount a little bit like double..
And I want to open an account for buying a house.. you know a saving plan…
But that’s after I run that budget for a full month
So july…. This account opening is for YOU