I think it’s perhaps because I like spending too much. I really need to save up for my possible part time degree next year, it’s what’s gonna get me out of the hell that is admin.

I’m going to subsidise my income with a part time (hopefully paid) art project and also sales from my shop. There is already £60 sitting in my paypal account just waiting to have a nap in my ISA. So operation save for my creative future starts next month. Good luck me!