Found out that it may not, in fact, be worth my while to sign up for accelerated payments with my mortgage lender (1/2 payments twice a month). According to the research I’ve done, it seems quite expensive. Seems rather ridiculous for something that is so easy for them to do, but I realize they are in business to make money and will lose money from the interest I won’t be paying if I pay off my loan early. The poor things. They’ll only make thousands off my interest instead of tens of thousands. Sucks to be them. :)

So, I’m taking a new look at my finances to see where I can cut back spending to add more principal each month. If I can add an extra 1/12 of my payment to each month’s automatic withdrawal, it should amount to the same result by year’s end.

I just want to own my house. Even though it’s still pretty far off, I’m so excited to make that final mortgage payment. :)