You know, I’ve done this about 4 times this year, minus my student loan debt, but I run it back up in no time. My debt is not ven overwhelming, only about $3000 in total, minus the loanns, but I am 23 and would like to start saving to buy a house and go into real estate by the time I’m 25. This next month I am seriously cutting off most everything except neccessities for a few months so i can save. I’m even selling my car and starting to ride a bike to save. I’ll keep eveyone updated:)