Like I said before, I’ve got enough saved (around $7K) to pay off my smaller bank loan ($5.5K), but now I’m debating whether I should do that OR use the cash to buy myself a second-hand car. A new car just isn’t feasible in the budget at the moment. I do want to get that loan wiped out, but it would also be nice to have a car for the summer.

Maybe I can get another interest relief period… I think I might be over the income bracket for that though.