I want to pay off all of my outstanding debts accrued from buying now and worrying later. I racked up a total of £26,000 in student loans, graduate loans, personal loans, family loans and friend loans. To be honest I didn’t have much to show for it either. I was simply spending more than I was earning, especially when I wasn’t working.

It took me 16 months to do but I managed it and it’s one of my greatest accomplishments I’ve achieved in my life.