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Trauma_Junkie ready for recovery week, and data pushing.

Stop using credit cards
Start using them wisely

instead. It can be really useful to have ONE credit card for emergencies, and certain types of purchases. I find that having the card, and simply not overspending and paying the entire balance each month is a good thing, although it takes more discipline than just not having/using it at all! All the other times I use a debit card- so I have to have all the money before I swipe.



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