Just got a windfall from an unlikely source, and combining that with what I saved this month and had previously saved over the past year, I now have more than a month’s worth of emergency funds! :D

I’m not sure how anyone else does it, but I calculated one month based on how we live right now, with the addition of some money to possibly pay for health insurance. You never know, and if you have a pre-existing health condition, it’s a must-have.

I eventually want three month’s worth, but I’ll sleep a little more soundly at night with what I have. :))