rainbow_wisp is starting over
I no longer owe any actual debt company any more. My wonderful grandmother took out a loan and paid off the last debt I had (£2500 for a car that got repossessed) and now I just pay her instead of the debt collectors. So I still have debts but they are to my family instead of to a company and I no longer have people hounding me for money on the phone or at my doorstep!!