Rich, its such a pain!!
first you dont understand the language they have to translate all the documents, it takes longer due to foreign docment(eg passport) checking, some rates arent realy better in the long run etc

i had a finnish account and a Hungarian one – both were the worst banks i have ever encountered!! counter services took ages! my parents have had some overseas too but when they moved their money back, they had to pay the tax that they intially avoided!

what is the point?