The last few weeks I was feeling very positive. I wrote here about thinking I was going to kill the cc debt in two months or less. I was very excited, making charts, dreaming of building my savings, maybe a nice haircut, etc. etc.
Well, then the other shoe dropped and they juggled my financial stuff around at work (I am a grad student). and now I am not getting any teaching income this semester. Which means I am cutting back my expenses and I have to readjust my debt repayment schedule! If careful, I can pay it all off by December or January. Just a few months behind schedule..but still! argh
I can’t complain too much about that. At least I have a secure position. Many people are worse off.
But… there’s always a but. a lot of work-related expenses haven’t been reimbursed yet. Due to money always being tight, I put some of them on my paid-off credit card, with the idea I could immediately pay it off once the reimbursals came through. Except… of course the business office is slow, and scattered, and it’s taking forever, and now I am going to pay interest on these expenses! and it’s a very bad APR! irritating. so. I am transferring money (several hundred) from my Emergency fund to pay that freaking thing off. Maybe I shouldn’t, maybe I will regret it, but I seriously HATE having to carry a balance on that card, which I already busted my chops to pay off once. And I can replenish the E-fund once the payment comes back (it will, eventually).