my plan for financial security involves:

paying off ALL debt [this will take some time, especially since i want to go to school.]

a checking account for spending.. this is where i will keep the money i need for basic bills and necessities.

short term savings.. where i will save up for a house, car, etc.

long term savings.. where i will save large sums of money.

i’d also like to get involved in the stock market someday [certainly not right now with the recession] and put some away in CDs.

it might be helpful for me to take some workshops or read books on becoming financially independent.