Living in the present isn`t always easy but it sure feels alot better then worrying about the future or being haunted by the past. I have to remind myself the past is just that. It can`t be changed … I can`t go back and do it differently. As for the future preparing myself by setting a bit of money away every pay is the only way I can prepare. Other then that I can`t do anything about my tomorrows. I wake each morning and there is that ghost of yesterdays tugging at my thoughts. I bring out the ” ghost busters” thinking and think instead .. NO.. you don`t. This is TODAY and Im gonna live it!!! It`s an on going process and a new way of thinking but its working for today.