Gas prices have gone down, and I am working at home two days per week, so a tank of gas now lasts twice as long and is cheaper. That helps. Since I’m not travelling to the States every other weekend, the savings now seem large. I’m just waiting for January when Christmas is over. I don’t spend a lot at Christmas, but from May to now, it’s just been one large expense after another. The expenses are expected, but there’s not enough time to recover between each. 2009 should be less problematic.