farrahann is lovin it all......
So i canceled my main credit card with cibic visa today. All my misc bills are paid off. All the debt i have now is my rbc line of credit which is a few dollars under $10,000.00 I am keeping my rbc visa for emgerency. I want to keep my hb only for the discounts but need to stay on top of the bills and pay them off right away, i will lower the credit limit to $200.00 that certainly can’t get mein trouble. I am working on my budget but seemingto have problems regulating it( grrrr… ) I have also started a another saving account marked Montreal, for my trip. I set up preautrozied paayments of just 15$ but already put in $200 this will help meon my trip to Montreal!!
1- Decreqase my hbc credit card to $200
2- Make a budget and stick to it
3- Set uppre-authrozied payments