Its two days before Christmas,and I am winning the battle against spending. Its not much of a choice really – between the gloomy economic climate and limited income, lots of gifts and merriment is just not feasible.
Everyone I know is out shopping, and I know that one or two gifts are being bought for me. But how can I reciprocate if its going to result in my being in debt and despair next month? I think I will make everyone little vouchers they can ‘cash in’ later, that don’t require tons of money.
Like a home pedicure or a movie night at home. If its not appreciated, then tough. I will not spend what I dont have and then cry in the new year when I’m shackled to bills.