I’ve taken control of my finances. I’m no longer hiding from my financial situation. It was kind of scary to see the numbers in front of me. It doesn’t look good but at least now I know where I stand and what I have to do to get us out of debt. I am still setting up the budget. I found a great program, YNAB (you need a budget!) and it’s the easiest system I’ve seen. It sure beats my old spreadsheet that was a muddled mess!