We’ve tried to buy a house every year for the past three years (lots of long stories that just amount to us not quite being ready). We’re in the process of applying for the mortgage again & I am starting to get stressed out. We found a wonderful program, but it’s just taking some time. I am so scared that my dreams will be shattered again, and I am desparate to get into a new place. My rent is so insanely high and my mortgage will likely be at least several hundred dollars less than my rent…I need this so badly. So just putting this out into the universe – please let me get this mortgage so I can buy my dream home!