I have done the best budget for Jan and I am sticking to it really well and should survive well this month. I tweaked an excel spreadsheet and added some formulas so that I can include how much of the budget is already paid/spent and then a cell to compare this to my actual bank balance to make sure it is all on track. Feeling much more secure now i know what I can spend the $ on. Eg dont have to worry if I will run out of money for groceries etc..much better peace of mind yay..dont have to stress every time I get the wallet out bc i know I have enough for the things on the budget.