I’ve been saving well but because of the current economic situation feel like the goal posts keep moving. House prices are going down, but to get a mortgage I will probably need a bigger deposit.

As much as I want to live on my own, I still have a fear if taking the leap and actually getting a mortgage. I think I need to work on my confidence as much as I do on my financial situation. I really need to tackle this. At least I am serious about saving now, and I keep looking at the property pages in the local paper. My next step is to go and speak to financial advisor about how much I could borrow.