goal and reignite the intensity part. I upped the auto transfers when I got my raise in September but I don’t think I’ve actually let the full amount get transferred once – meaning I keep going in and editing for one reason or another. A wedding and honeymoon need paying for in the next five months, and then on to debt land.

I think one area where we’re overspending is food. It’s harder to do it with another person – I mean control the spending. I don’t want to be the penny pincher while he’s willing to buy nice food, for example. Because if the nice food’s there, I’m going to eat it, and I should pay my part. But when it was my turn to order groceries/go to the grocery store last week, I did take a good look at what was already on hand and only bought enough to complete some meals. That saved a little bit.