I found this on facebook….and voted. I wish I knew how to direct others to this site so they could vote also.
Jessica Flannery
AGE: 32
OCCUPATION: Kiva co-founder
PREVIOUS APPEARANCES ON THE TIME 100: 0

PRO: The micro-financing website allows donors to make loans to start-up businesses around the globe, from palm-oil producers in Ghana to window manufacturers in Tajikistan.

CON: Nonprofits often have a difficult time enduring economic slowdowns.