I’ve been working for 4 years now and this is the first year I really started saving.

The bad news is, because i didn’t think of saving sooner, I have unfinished loans which are causing me to work extra hard to complete this goal.

The good news is, i am saving and might be able to really save more on October, when one of my really big loans complete.

I haven’t increased my loans and i haven’t used my credit cards which is good. I am also trying really hard to follow my budget. Sometimes though, I’m starting to think I’m depriving myself too much. I mean, yes, I still spend. But it’s been a long time since I bought a new pair of jeans for myself.

I guess this is the price I have to pay for being careless all these years.

Although I am being a little thrifty, I like seeing my savings increase little by little each month.
Still gives me a sense of accomplishment so I still think all this hard work is worth it!

If i can only fast forward to 6 months from now so i can really start saving a lot!