Now that I have a full time job and a year contract, pay no rent, have no car, and make a generous salary, I will pay off my student loans in 1 year or less! My plan is to pay $900.00/month. I know that seems like a lot, but I am used to having a poverty income, so my lifestyle is mostly the same… maybe even a bit better! :) So, I will be debt free by the time I’m 30 and I’m never going into debt again!