I figured since I just graduated school that I really needed to get a grip on this whole “debt” situation and pay some creditors off before I end up in jail. SO, I just sent off $1400 to pay off some “I need to pay now or I’m toast” bills then I set up a payment schedual so that I should have all of the creditors paid off by October!! Including the big ones.. Then I can work on paying off student loans and hopefully have them paid off by January or February.. IDK, we shall see how it goes!!!!