Started this out of neccessity – we are going to start trying for a baby in about 2 weeks time & will need to have 4 months’ worth of savings for my (unpaid) maternity leave. Luckily I have quite a nice sum of free cash every month and so I don’t need to save my whole salary (because I only need about 2/3’s of it for each month’s expenses).

So far (after 1 month of saving) we have saved 1/6 of the amount needed for maternity leave (which roughly equals 3 months’ worth of my full salary).