I am 39 years, I have had it all! I have spent so….. much money and have really nothing to show for it. I do not want to live pay-day-to-pay-day anymore. I am happy to have found you guys as I have the same goal as all of you. I want to save this money so that I will never have to ask anyone for anything ever (i.e., money). I can do what I want and not worry about being broke. I have down size my car, next my apartment, cable etc., My goal is to save $2500 every month in a CD. WHat do you guys thinK?